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  <!-- PRIORITY 1.0 — Homepage -->
  <url>
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    <lastmod>2025-05-06</lastmod>
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    <image:image>
      <image:loc>https://medbillresolveai.com/opengraph.jpg</image:loc>
      <image:title>MedBill Pro — Remove Medical Bills From Your Credit Report</image:title>
      <image:caption>AI-powered medical bill credit report dispute system using HIPAA, FCRA, FDCPA, and the 2025 CFPB rule</image:caption>
    </image:image>
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  <!-- PRIORITY 0.95 — High-volume keyword content pages -->
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  <!-- PRIORITY 0.9 — Core SEO landing pages -->
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  <url><loc>https://medbillresolveai.com/cfpb-2025-rule</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
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  <url><loc>https://medbillresolveai.com/state-guides</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- PRIORITY 0.85 — State-specific pages (all 50 states) -->
  <url><loc>https://medbillresolveai.com/state/alabama</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
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  <url><loc>https://medbillresolveai.com/state/colorado</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
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  <url><loc>https://medbillresolveai.com/state/illinois</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/indiana</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/iowa</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/kansas</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/kentucky</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
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  <url><loc>https://medbillresolveai.com/state/maine</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/maryland</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/massachusetts</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/michigan</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/minnesota</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/mississippi</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/missouri</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/montana</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/nebraska</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/nevada</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/new-hampshire</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
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  <url><loc>https://medbillresolveai.com/state/rhode-island</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
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  <url><loc>https://medbillresolveai.com/state/south-dakota</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/tennessee</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/texas</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/utah</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/vermont</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/virginia</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/washington</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/west-virginia</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/wisconsin</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://medbillresolveai.com/state/wyoming</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>

  <!-- PRIORITY 0.8 — Core marketing pages -->
  <url><loc>https://medbillresolveai.com/pricing</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://medbillresolveai.com/faq</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://medbillresolveai.com/legal-rights</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- PRIORITY 0.6 — Auth pages -->
  <url><loc>https://medbillresolveai.com/sign-up</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://medbillresolveai.com/sign-in</loc><lastmod>2025-05-06</lastmod><changefreq>monthly</changefreq><priority>0.4</priority></url>

  <!-- PRIORITY 0.3 — Legal pages -->
  <url><loc>https://medbillresolveai.com/privacy</loc><lastmod>2025-05-06</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://medbillresolveai.com/terms</loc><lastmod>2025-05-06</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>

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